HAMPTON V. A.
FEDERAL CREDIT UNION LOAN RATES
(All loan rates are subject to
change)
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Loan Account Description |
Term Used to Calculate Payment/New Money |
Daily Periodic Rate |
Annual Percentage Rate (APR) |
Open End Disclosure | ||||||
| Personal Loans: |
varies /<$2000 36 months / $20001 48 months / $20001 60 months / $20002 |
0.046301% 0.032603% 0.035342% 0.038356%
|
16.90% 11.90% 12.90% 14.00% |
The amount you pay for money borrowed is called a “finance charge.” A separate finance charge will be computed for each loan balance you have outstanding under the Plan. To compute the finance charge for any given loan, multiply the loan’s unpaid balance by the applicable daily periodic rate for each day since you received your loan or since your last payment | ||||||
| 1Minimum new money that must be borrowed to receive rate. 260 month financing only available on loans totaling $10,000 or more. | ||||||||||
|
Vehicle
Loans
2009 Model Years |
36 months |
0.0150685% |
5.50% |
All loans are subject to cross collateralization. A late fee of 5% of the payment amount will be charged if your loan payment is received 10 days after the scheduled due date. | ||||||
| 48 months |
0.0157534% |
5.75% |
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| 60 months3 |
0.016438% |
6.00% |
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|
2008 Model Years |
36 months |
0.016438% |
6.00% |
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| 48 months |
0.017123% |
6.25% | ||||||||
| 60 months3 |
0.017808% |
6.50% | ||||||||
|
2007 Model Years |
36 months |
0.016438% |
6.00% |
The amount and due date of your payment will be established at the time of your loan advance and will be disclosed on the LoanLiner® voucher accompanying the advance. However, your payment will never be less than $20.00 | ||||||
| 48 months |
0.017123% |
6.25% | ||||||||
| 60 months3 |
0.017808% |
6.50% | ||||||||
|
2006 Model Years |
36 months |
0.017808% |
6.50% |
Ask about new Guaranteed Asset Protection Coverage | ||||||
| 48 months |
0.0184932% |
6.75% |
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| 60 months3 |
0.019178% |
7.00% |
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|
2005 Model Years |
36 months |
0.019178% |
7.00% |
3Add .25% to the rate and choose 72 month financing when you buy GAP. | ||||||
| 48 months |
0.019863% |
7.25% |
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| 60 months |
0.020548% |
7.50% |
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| 2004 Model Years | 36 months |
0.021233% |
7.75% |
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| 48 months |
0.022603% |
8.00% | ||||||||
| 2003 Model Year | 36 months |
0.023288% |
8.50% |
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| 48 months |
0.024657% |
9.00% | ||||||||
| 2002 Model Years | 36 months |
0.026027% |
9.50% |
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| 42 months |
0.027397% |
10.00% | ||||||||
| HALF 'n HALF Loans | all
terms |
0.023973% |
8.75% |
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| Pre-approved Credit Lines |
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